If Crete homes is what you are looking for ,then you are on the right place. Propertyexperts team  avails for you a detailed portfolio of crete new homes for sale. Check our property4crete.gr extended listing of Crete homes and contact us to customize an affortable design solution for your home in crete. 

Crete homes by propertyExperts team of Architects and Realtors are a very popular option compared with other homes agents in Crete due to the capability of the company to build quality homes in crete in affordable prices. PropertyExperts team of Architects, Realtors ,contractors and builders selects for you the best locations to build Crete homes in quality standards,in respect to the enviroment and local village customs.

Buying Crete Homes:There are many homes agents in every region of Crete and they act either on behalf of the seller or the purchaser. You can communicate with them by phone, in person or on line, but written contract with them is necessary for your cooperation. The exact amount of this commission is a matter of agreement between the real estate agent and his clients but the normal fee is 2% of the agreed purchase price (+VAT) and it is paid by whoever hires the agent. Our organization provides contract models to its members by internet. Of course you can contact directly with the seller, without the interference of any agent. In every national newspaper, there are many sellers’ advertisements for property.

Buying Crete Coastal properties or Luxury homes around Crete holiday resorts will be more expensive. Try moving Crete inland a little where you will get a lot more for your money but still may be able to take advantage of living near to a resort.The mainland can be more expensive for Crete homes buying , especially in the city, Rethymnon,Chania or Heraklion.

Greek Banks have a variety of different mortgages products. For Crete new homes you can deal directly with a bank or through your real estate agent, or -in cases of new buildings- through the constructor. The interest rates in Greece vary between 3-5% but still are amongst the highest in the European Union. Fees and expenses surcharge the mortgage.

The hiring of a lawyer is obligatory by Greek Law for any property transfer (The seller as well as the purchaser must hire different lawyers). Since in Crete, Greece there is not yet a National Cadastral Registration System, the lawyer must investigate the property being purchased, is free and clear of legal problems (lien, mortgages, garnishments, expropriation, inheritance taxes etc.) at Land Registration Office of the area where the property is. Sometimes, it’s possible that the lawyer must check the property in more than one Land Registration Offices. The lawyer’s fee is at least 1% upon the first 44000€ of purchasing cost and 0,5% upon the exceeding amount of money. The lawyer’s fee can be increased up to 2% especially when the land registry search is complicated. A modern land registration system is under construction in Greece today.

The purchaser personally or his lawyer, must search to the local authority office for city planning for issues concerning House or building provisions, local stipulations or restrictions. Some times -especially when the property being purchased is a plot out of the city plan- the hiring of a civil engineer, who knows the area and its restrictions, is necessary.

All EU citizens have equal rights concerning the purchase or sale of property in Greece. Non-EU citizens are also free to buy property in Greece, however with some restrictions as described bellow. The documents required for signing a property-purchase contract are:

- A Greek fiscal number, which is obtainable by non-Greek citizens, within 5 working days by the Greek Tax Authorities.

In Greece transfer tax-rate is 9% on the first 15000€ of contract price and 11% on the exceeding amount of the contract price (not the real purchasing price), payable by the purchaser only. The declared contract price cannot be less than the published government value, which is substantially below the market value.

The purchase contract is written by a Public Notary and checked by both lawyers of the seller and the purchaser, who are present during the signing. The purchaser, who also pays his fee, selects the Notary. The public notary’s fee is 1,5% of the contract price (not the real purchasing price).

After the signing, the contract must be transcribed to the Land Registration Office. Crete Land registry fees are about 0.4% on the contract value plus a small sum for stamp duties and certificates.